Should I Live On Post or Off Post??

Pros and Cons of Living On Post vs. Off Post at Fort Liberty, NC

If you’re moving to Fort Bragg, one of the biggest decisions you’ll face might be whether to live on post or off post. There are pros and cons to each option, and what works best for one family might not be the right fit for another. Let’s break it down to help you make an informed decision.

Living On Post: Pros and Cons

Pros:

1. Proximity to Work – Living on post means a short commute, less time in traffic, and more time with family.

2. Convenience – Easy access to amenities such as the commissary, PX, gyms, medical facilities, and schools.

3. Community and Support – Built-in military community with neighbors who understand military life.

4. Safety and Security – Gated access and military police presence can provide peace of mind.

5. No Property Maintenance – No need to worry about home repairs, lawn care, or property taxes.

Cons:

1. Limited Housing Availability – Waitlists can be long, and housing options may not meet your needs.

2. Lack of Homeownership Benefits – You won’t build equity or benefit from tax deductions.

3. Restrictions and Rules – Housing communities have strict rules regarding pets, home decor, and visitors. Maintenance of on post housing can also deter some from choosing that route. (Ever been in a Ft Bragg Spouse FB group?? 😯 )

4. Potentially Higher Costs – While BAH (Basic Allowance for Housing) often covers rent, some families find off-post housing more affordable.

5. Less Privacy – Living in close quarters with other military families means less personal space.

Living Off Post: Pros and Cons

Pros:

1. More Housing Options – You can find homes that fit your family’s needs in terms of size, location, and style.

2. Homeownership Opportunity – Buying a home allows you to build equity, take advantage of VA loan benefits, and possibly turn the home into an investment property when you PCS.

3. Flexibility and Independence – Fewer rules and restrictions compared to on-post housing (sure, paint your dining room black if you want!)

4. Better Schools & Amenities – Depending on where you choose to live, you may have access to better school districts, larger yards, and more local amenities.

5. More Control Over Expenses – You can shop around for rent or mortgage payments that fit your budget.

Cons:

1. Longer Commute – Depending on where you live, commuting to post can be time-consuming, especially during rush hours.

2. Property Maintenance – If you buy a home, you’ll be responsible for upkeep, repairs, and landscaping.

3. Out-of-Pocket Costs – Utility bills, HOA fees, and property taxes can add to monthly expenses.

4. Less Immediate Military Support – You may miss out on the close-knit military community available on post.

5. Traffic and Gate Delays – Living off post means dealing with security checkpoints and possible wait times at the gates.

Which Option is Right for You?

The choice between living on post or off post at Fort Liberty depends on your family’s priorities. If convenience, security, and a strong military community are your top concerns, on-post housing might be ideal. However, if you want more space, the ability to invest in homeownership, and greater flexibility, living off post may be the better choice.

If you're considering buying a home off post, I’d love to help you explore your options in the Fort Bragg area! Whether you're looking for a family-friendly neighborhood or a home that fits your long-term investment goals, I can provide guidance tailored to your needs. Feel free to reach out with any questions!

❤️ Your Ft Bragg Market Expert, Meredith Rains Hartsook